Honest Merchant Services.
No Gimmicks.
We are independent merchant services advisors. We don't work for a processor — we work for you. Our goal is to get you the best rates with full transparency.
Free. No obligation. You hear directly from David Hopwood.
Our Mission
We Started This to Give Merchants a Clearer Picture of What They Pay
Merchant statements can contain multiple pricing components and recurring fees that are difficult to evaluate without a detailed review. Some pricing structures make it harder to see the processor's markup separately from interchange and card-network costs.
We started Accurate Payment Systems because merchants deserve better — a partner who explains everything, charges fairly, and actually picks up the phone when you call.
Being independent means we are not tied to any single processor. We evaluate the market on your behalf and recommend the solution that is genuinely best for your business.
What We Stand For
Radical Transparency
We show you every fee, every rate, and every markup. No hidden charges, no confusing buckets. You always know exactly what you're paying and why.
No Long-Term Contracts
We don't believe in locking merchants in. Our agreements are month-to-month because we're confident you'll stay when you're happy with the service — not because you're contractually obligated.
Local, Personal Support
When you call us, you reach a real person who knows your account. No call centers, no ticket queues. Just direct access to the advisor who set up your account.
Education First
We believe informed merchants make better decisions. We'd rather spend an hour educating you than close a deal with someone who doesn't understand what they're signing.
Why We're Different
How we compare to Square, Stripe, and traditional bank processors.
Ready to Work with an Advisor Who's Actually on Your Side?
Start with a free statement review. No obligation, no pressure — just honest numbers.
DON'T GUESS. LET'S LOOK AT THE NUMBERS.
Whether you're reviewing what you currently pay or setting up for the first time — David can help.
Existing Business
Already accepting cards?
Let David review what you are currently paying.
New Business
Opening a business or accepting payments for the first time?
Get help selecting the right setup.